Wealthy Off Credit
Credit Repair — The Bridge To Funding
Bad Credit
Isn't The End.
It's The Starting Line.

You came here for business funding. Your credit score is standing between you and the capital you need. Let's fix that — so you can come back and get funded.

Most Clients Hit 680 in 6–12 Months
Targeted Dispute Process
Bridge Straight to Funding
Free to Start
WOC Credit Repair Intake
Secure & Confidential
Step 1 of 6
Your Information
Credit Score
What's On Your Report
Your Goal
Your Timeline
You're In The
Right Place

A WOC credit specialist will review your profile and reach out within 1 business day to map out your path to 680+ and funded.

What Happens Next
A WOC credit specialist reviews your intake within 1 business day
You receive a personalized plan to get your score to 680+ as fast as possible
Once you hit 680, WOC moves you straight into the funding pipeline — no starting over
Most clients are funded within 6–18 months of starting the CR program
You're In

Your intake has been received. A WOC credit specialist will be in touch within 1 business day. Check your phone — we'll reach out via SMS and email.

680+
Score Needed for Funding
6–12 Mo
Average Time to Qualify
$200K+
Waiting on the Other Side
Sound Familiar?
If Any Of This Hits Home,
You're In The Right Place
01
Denied Without Explanation
You applied, got denied, and nobody told you why. You're left guessing what's on your report and what's holding you back.
02
Watching Others Get Funded
You see other business owners accessing capital and growing while you're sitting on a great idea with no way to fund it.
03
Stuck in a Holding Pattern
Your business is ready to grow but your personal credit is the bottleneck. Every month without fixing it is money left on the table.
04
Don't Know Where to Start
You've looked into credit repair but the information is everywhere. You don't know what to dispute or who to trust.
05
Paying More For Everything
Bad credit doesn't just block funding — it makes everything more expensive. Higher rates, bigger deposits, worse terms.
06
Feel Like It's Too Far Gone
You've told yourself your situation is too bad, it would take too long. That belief is costing you more than the debt itself.
Let's Kill The Excuses
That Are Keeping You Broke
"Credit repair takes forever."
→
Most WOC clients see meaningful score movement within 60–90 days. Getting to 680+ typically takes 6–12 months. That's this time next year — funded.
"I've tried before and nothing changed."
→
Most programs send generic letters and get ignored. WOC uses DisputeFox to target specific inaccurate, outdated, and unverifiable items — bureaus must investigate and remove what they can't verify.
"My situation is too far gone."
→
You don't need perfect credit. You need 680. Many WOC clients started well below where you are right now and got funded.
"I can't afford credit repair right now."
→
Every month without fixing your credit is another month without access to $50K–$200K+ in working capital. WOC offers flexible payment options for business owners in your position.
What You're Really After
This Isn't About Your
Credit Score
Access to Real Capital
$50K–$200K+ at 0% interest to hire, expand, and scale. The money that turns your vision into execution.
Financial Credibility
A clean profile that opens doors — better rates, better terms, and lenders who take you seriously.
Momentum in Your Business
Stop waiting. Get the capital that turns your plan into action and your business into something real.
A Clear Path to Funded
When you hit 680, WOC moves you straight into the funding pipeline. You're not starting over — you're finishing what you started.
Real Clients. Real Results.
They Were Where
You Are Right Now
"I was at a 591 and thought funding was years away. WOC got me to 680 in 8 months. Two months later I had $75K in business credit at 0%. I didn't believe it was possible until it happened."
Marcus T.
LLC Owner — New York — Funded $75K
"I had collections, late payments, the whole nine. Chris and Sebas didn't make me feel judged — they just mapped out the plan. 11 months later I was funded. Best investment I ever made."
Diana R.
Real Estate Investor — New Jersey — Funded $120K
"Tried two other credit repair companies and nothing changed. WOC's process is different. They actually know what they're doing. My score moved 94 points in 7 months."
Kevin M.
Contractor — Connecticut — Score +94 pts
Wealthy Off Credit
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WOC Consulting does not guarantee specific credit score improvements or funding approval. Results vary based on individual credit profile and bureau responses. Credit repair services are subject to the Credit Repair Organizations Act.